NBFCs that deploy AI agents process 3x the loan volume with the same team. XPndAI builds AI that reads bank statements, qualifies borrowers, runs collections calls, and flags compliance risks — all within RBI regulatory boundaries.
Reads 50+ bank formats, extracts income, EMI obligations, and cash flow patterns in 90 seconds. Posts structured output to your LMS.
Outbound voice AI calls overdue borrowers in Hindi/English, captures payment promises, and escalates hard cases. TRAI-compliant.
Reads Aadhaar, PAN, salary slips, ITR, and rental agreements — extracts and validates data, posts to your LMS without manual entry.
AI qualifies inbound loan inquiries — income check, employment type, existing EMI load — and routes eligible applicants to loan officers.
Flags suspicious patterns in applications — synthetic identities, circular income, forged documents — before the loan enters underwriting.
Orchestrates the underwriting checklist — collects all documents, runs checks, flags exceptions — so underwriters only review completed files.
Fixed price · 4–6 weeks · You own all code
We map your Loan Management System, document intake workflow, and collections process — identifying exactly where AI inserts.
We review your RBI compliance requirements before designing any automated workflow. Every agent operates within approved boundaries.
AI agents integrated with your LMS, document storage, and calling infrastructure. End-to-end tested with sample data before go-live.
Agent runs in parallel with human workflow for 2 weeks — we compare outcomes and tune. Full handover when accuracy benchmarks are met.
Fixed price. No monthly fees. No per-usage billing.
Free 45-min discovery call. We'll map your highest-ROI NBFC automation opportunity.