🏛️ XPndAI FinTech AI — Custom Enterprise Build

Trade Finance AI Software — LC Checking, Document Automation & UCP 600 Compliance

XPndAI is a trade finance AI software company in India and UAE. We build AI systems that read LC document sets, check them against UCP 600 rules, detect discrepancies, and generate structured review reports — for banks, export companies, and corporate treasury. Reducing document checking time from hours to 15–25 minutes per presentation.

🇮🇳 India: ₹15L – ₹1Cr+
🇦🇪 UAE: AED 75k – AED 500k+
📋 Get a Fixed-Price Quote 💬 WhatsApp Our FinTech Team
UCP 600
Rule Engine
₹15L
Starting India
AED 75k
Starting UAE
15–25 Mins
Per Presentation
What We Build

Full Pipeline — End to End

XPndAI builds the entire agent workflow. Source code handed over at project close. No ongoing licence.

1
Document Set Upload & Classification XPndAI Extract
LC (SWIFT MT 700/710/720), commercial invoice, bill of lading, packing list, certificate of origin, inspection cert, insurance document — uploaded as a set. AI classifies each document type automatically.
2
Letter of Credit Term Extraction XPndAI Extract
All LC terms extracted: amount and currency, expiry date/place, latest shipment date, ports of loading and discharge, goods description, required document list, special conditions, INCOTERMS.
3
Supporting Document Extraction XPndAI Extract
Commercial invoice (amount, description, shipper/consignee), BL (vessel, ports, BL date, endorsement), certificate details, packing list quantities. Arabic, English, Chinese — all handled.
4
UCP 600 Rule Application AI Agent
AI applies UCP 600 articles systematically — Art. 14 (standards), Art. 18 (invoice), Art. 20 (BL date/ports), Art. 28 (insurance). Each article produces a pass/warning/fail with LC requirement vs document finding stated.
5
Discrepancy Report Generation AI Agent
Structured report: each discrepancy with UCP 600 article reference, LC requirement, document finding, resolution suggestion. Material (payment-blocking) vs minor. Trade finance checker reviews and approves.
6
SWIFT MT 700 Parsing AI Agent
SWIFT MT 700/710/720/750 field tags parsed to standard schema. Enables direct data flow from SWIFT messages to trade finance system without manual keying.
7
Review Interface & Audit Trail Workflow
Checker reviews AI report with original document side-by-side. Adds notes, overrides, approves or rejects. Full immutable decision log per presentation.
8
Trade System Integration Integration
Approved data flows to FLEXCUBE, Finastra Trade Innovation, SAP Trade Finance, or custom trade system. Discrepancies posted to workflow queue. Documents archived.
Integrations

Systems We Connect To

🏦

SWIFT MT 700 Series

MT 700, 710, 720 (LC issuance/advice), MT 750 (discrepancy advice), MT 760 (guarantee). Raw SWIFT → structured schema.

⚙️

Trade Finance Systems

FLEXCUBE Universal Banking, Finastra Trade Innovation, Bolero, essDOCS, SAP Trade Finance — API or database integration.

🌍

Multilingual

Arabic (UAE/Gulf), English, Chinese (simplified), French, Spanish — all extracted correctly. RTL Arabic handled.

🚢

Carrier APIs

Maersk, MSC, COSCO — vessel and BL verification cross-reference. Container tracking integration available.

📊

DGFT & UAE Customs

India: DGFT export licence, ECGC. UAE: Dubai Customs, Jebel Ali (DP World) documentation — supported as additional document types.

🔒

Bank-Grade Security

UAE national cloud or on-prem hosting available. Encrypted document pipelines. Bank security architecture.

Compliance

Regulatory Framework

UCP 600 (ICC Rules for LCs)
ISP98 (Standby LCs)
INCOTERMS 2020
PMLA / AML India
CBUAE Trade Finance Rules UAE
DGFT / Customs Act India
Pricing

Fixed-Price — India & UAE

All projects fixed price. Discovery workshop → system spec → fixed quote → build → handover with source code.

🇮🇳 India
₹15L – ₹1Cr+
  • ₹15L–₹25L: Exporter/importer tool, English docs
  • ₹30L–₹50L: Bank trade team, multi-language, 5+ doc types
  • ₹50L–₹80L: Bank + SWIFT + FLEXCUBE/Finastra connector
  • ₹80L–₹1Cr+: Full bank-grade, multi-branch, compliance audit
🇦🇪 UAE
AED 75k – AED 500k+
  • AED 75k–120k: Corporate trade team, English + Arabic
  • AED 150k–250k: Bank, SWIFT + UAE trade system
  • AED 300k–500k+: Bank-grade, CBUAE compliance, UAE hosting
  • AED 500k+: Multi-bank or free zone trade platform
FAQ

Common Questions

What is AI trade finance software?

AI trade finance software automates the document-heavy workflows in trade finance — specifically, checking that documents presented under a Letter of Credit (LC) conform to the LC terms and comply with UCP 600 rules. Traditional LC document checking is done manually by experienced trade finance checkers, taking 2–4 hours per presentation. AI trade finance software reads the document set, extracts data from each document, applies UCP 600 rules, and generates a structured discrepancy report — reducing checking time to 15–25 minutes. XPndAI builds custom trade finance AI systems for banks, export companies, and corporate treasury teams.

How does LC AI document checking work with UCP 600?

UCP 600 (Uniform Customs and Practice for Documentary Credits, ICC 2007) defines the rules that govern how banks examine documents presented under a Letter of Credit. XPndAI's trade finance AI applies the key articles systematically: Article 14 (standard for examination — 5 banking day rule, conflicting data), Article 18 (commercial invoice — amount, currency, goods description), Article 20 (bill of lading — port match, date, endorsement, claused BL), Article 28 (insurance — coverage, currency, endorsement), and all special conditions stated in the LC. Each article check produces a pass/warning/fail result with the LC requirement and the document finding stated — which the human checker reviews.

Which trade finance document types does the AI software support?

XPndAI's trade finance AI supports: Letter of Credit (SWIFT MT 700, 710, 720), commercial invoice, full set bill of lading (ocean and air), multimodal transport document, packing list, certificate of origin (all issuing authorities), health/phytosanitary certificate, inspection certificate, insurance policy/certificate, GSP/preference certificate, pre-shipment inspection certificate, and standby LC (ISP98). For India-specific trade: DGFT export licence, ECGC insurance certificate, and Authorized Dealer (AD) Code documents. For UAE: UAE Customs import declaration, Dubai Chamber certificate of origin, and Jebel Ali port documentation.

Does trade finance AI software work for import as well as export?

Yes. Trade finance AI software is used at both ends of the trade transaction. For exporters: check your document set against the LC terms before submission to the bank — catch discrepancies before the bank does. For importer's bank (issuing bank): check the document set presented by the exporter's bank against the issued LC. For importer's trade team: verify shipping documents against purchase order and goods description. For corporate treasury: automate the document review workflow for all inbound trade transactions. XPndAI builds for all four use cases — the same core extraction and UCP 600 engine is used, with different workflow configuration.

Build Your Trade Finance AI System — Discovery Call

Send 10 sample LC presentations (anonymised). We review and give you a fixed-price proposal within 5 days.

📋 Book Discovery Call 💬 WhatsApp Now
📋 Get a Quote 💬 WhatsApp