AI agents that match your bank statements to the GL, reconcile NEFT/RTGS/UPI/NACH transactions, detect exceptions, generate daily reports, and push cleared entries to your ERP — without a single Excel spreadsheet. Finance team's manual reconciliation hours cut by 90%.
AI reads bank statements (PDF or bank API), parses transaction data, and matches each entry to your GL or ERP records by amount, date, reference number, and party name. Handles multiple bank accounts and formats.
Automated matching of NEFT, RTGS, UPI, NACH, and IMPS transactions against your payment registers. Handles bulk collections (NACH mandates), split payments, and part-payments with AI-based fuzzy matching.
AI reconciles your GL accounts — receivables, payables, bank, and intercompany — against source documents. Flags mismatches, duplicates, and unposted entries. Prepares reconciliation statements ready for audit.
Unmatched transactions auto-classified: amount mismatch, reference not found, timing difference, duplicate entry, or unknown. Each exception routed to the right accounts team member with all context attached.
AI-assisted month-close: runs pre-close checks, flags open reconciliation items, generates accrual suggestions, and produces reconciliation certification pack for your auditors.
Pushes reconciled entries and corrections to Tally, SAP B1, Zoho Books, QuickBooks, Oracle, or custom ERP. No double entry. Full audit trail in both ERP and reconciliation module.
One fixed price before work starts. Full source code at delivery. No per-API-call fees. No annual licensing. Host on your own infrastructure or ours.
Map current reconciliation workflow, data sources, ERP/accounting system, and exception-handling process.
Define matching rules: exact match, fuzzy match tolerances, NACH batch-to-transaction mapping, and exception categories.
Connect to bank statement source (PDF/API), ERP/accounting system, and notification layer. Shadow-run on last 3 months of data.
Fully automated daily reconciliation. Source code delivered. Finance team trained. Exception SLA defined.
An AI reconciliation agent is a custom software system that automates the matching of bank transactions to your internal records (GL, ERP, payment register). It reads bank statements, identifies each transaction's counterpart in your books, classifies unmatched transactions by exception type, and generates daily reconciliation reports — without manual Excel work. XPndAI builds custom reconciliation agents integrated with your specific ERP and bank accounts.
Custom AI reconciliation agent development: ₹3L–₹8L for a basic bank statement vs GL reconciliation system; ₹8L–₹20L for a full finance ops suite with multi-bank NACH/UPI matching and month-close automation; ₹20L+ for enterprise multi-entity reconciliation with SAP/Oracle integration. Fixed price, full source code ownership.
Yes. XPndAI builds AI reconciliation agents that handle NEFT, RTGS, UPI, NACH mandate collections, IMPS, and cheque clearing. NACH batch reconciliation — matching 10,000+ mandate debits to individual borrower accounts — is a core strength. AI handles split collections, part-payments, and returns (NACH dishonour) automatically.
Yes. XPndAI integrates AI reconciliation agents with Tally (TallyPrime API), Zoho Books, SAP B1, Oracle EBS, Microsoft Dynamics, QuickBooks, and custom ERP systems. Reconciled entries are pushed back to the ERP automatically. No double entry, no manual copy-paste.
Free process audit. Fixed price quote in 48 hours. Tally/SAP/Zoho integration included. Source code yours.
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