InsurTech AI Engineering

Autonomous AI Agents
for Insurance Carriers & Brokers

XPndAI engineers autonomous AI agents for insurance companies — automating first notice of loss (FNOL), medical/damage document triage, underwriting risk scoring, and 24/7 conversational policy servicing.

100+
Systems Shipped
2-4 Weeks
MVP Turnaround
99.9%
SLA Uptime

Core Engineering Features

Automated FNOL & Claims Triage

Conversational voice and chat agents capturing incident details, damage photos, and police reports with instant claim file creation.

AI Underwriting Copilots

Parse applicant financials, medical records, and property risk data in seconds to recommend coverage limits and rate tiers.

24/7 Voice AI Policy Concierge

Human-like conversational voice agents handling deductible queries, endorsement changes, certificate of insurance (COI) requests, and renewals.

Insurance Fraud Detection AI

Multimodal computer vision and metadata analysis detecting digitally altered photos, staged damage, and duplicate loss claims.

Medical Records & Bill Summarization

Extract diagnostic codes (ICD-10, CPT) and medical expenses from 200+ page clinical files to expedite bodily injury settlements.

Core Insurance Platform Sync

Native API connectors for Guidewire, Applied Epic, AMS360, Salesforce Financial Services Cloud, and custom policy admin systems.

Production Architectures

🚗

Auto Insurance Instant FNOL Voice Agent

Deployed a voice AI agent handling 40,000+ monthly auto loss calls, reducing claim intake duration from 18 minutes to 3.5 minutes.

🏡

Commercial Property Underwriting Parser

Engineered an AI agent screening building inspection reports and flood zone matrices, accelerating quote turnaround by 4x.

Modern & Resilient Tech Architecture

PythonFastAPINext.js PostgreSQL / SupabasePineconeQdrant LangChainLangGraphLlamaIndex OpenAI GPT-4oClaude 3.5 SonnetVapi / Retell AI AWS / GCPDocker & K8sMCP Protocol

Frequently Asked Questions

What is an AI agent for insurance?
An AI agent for insurance is an autonomous software system capable of executing multi-step insurance workflows — such as validating policy coverage, triaging claims evidence, calculating underwriting risk, and conversing with policyholders via voice and chat without manual human input.
How does XPndAI protect sensitive policyholder PII and HIPAA data?
We architect private VPC deployments with end-to-end data encryption, automated PII scrubbing, zero third-party model training retention, and strict SOC 2 and HIPAA compliance.
Can your AI agents integrate into legacy insurance systems?
Yes. We build custom API middleware and headless connectors to interface directly with Guidewire, Applied Systems, custom SQL databases, and core policy management platforms.
Free 30-Min Discovery

Let's Architect Your
AI System.

Speak directly with our senior AI architects. We will evaluate your workflow requirements, data models, and deliver a clear technical implementation roadmap.

  • Direct Architecture Review — tailor-made for your enterprise infrastructure.
  • Fixed Scope & Milestones — high transparency with weekly deliverables.
  • Enterprise IP Ownership — 100% code & model ownership transferred to you.
WhatsApp Direct founder@xpndai.com