Age Assurance Platform — Enterprise Age Verification Software for Adult Platforms, Studios & Creator Networks

Age verification and age assurance refer to different points on the confidence spectrum for confirming a user's age: (1) Age verification — a binary pass/fail check, typically document or database-based, that confirms a user meets a minimum age threshold (18+). High assurance but higher friction. UK Ofcom uses the term "age verification" in the UK OSA specifically in the context of document-based and database-backed checks that give a high confidence result. (2) Age assurance — a broader concept that encompasses multiple methods of confirming age, ranging from high-friction document checks to lower-friction inference-based signals (credit card ownership, mobile carrier confirmation, bank account ownership). Age assurance methods exist on a confidence spectrum — a document check provides higher assurance than a credit card inferred check; a combination of methods provides higher overall assurance. (3) Robust age verification (UK OSA standard) — Ofcom's threshold for what is "robust" under the UK Online Safety Act: a system that prevents a significant number of under-18s from accessing pornographic content. Ofcom has approved five method categories as capable of meeting this threshold (open banking, credit card, MNO, digital identity scheme, photo ID + liveness). A single low-friction method may not meet the Ofcom robustness standard on its own — XPndAI's platform implements multiple methods and, where needed, steps up to a higher-assurance method when the initial signal is ambiguous. XPndAI builds age assurance platforms that meet the Ofcom "robust age verification" standard for UK OSA compliance, the DSA Article 28 standard for EU compliance, and US state-specific age verification law requirements.

No — XPndAI designs all age assurance systems on a privacy-preserving tokenisation principle. The adult platform never stores users' identity documents, biometric data, or raw bank transaction data. How it works: (1) Identity document verification — the user uploads their document to the identity verification provider's (Onfido/Jumio/Veriff/Yoti) secure environment; the provider performs the checks; XPndAI's platform receives a pass/fail result token and a reference ID; the document image and biometric data are handled per the identity provider's own retention policy (typically processed and immediately deleted or retained for a short period for the purpose of dispute resolution — controlled by the provider, not the adult platform); (2) Open banking — the user consents to a bank data query via the open banking API provider; XPndAI's platform receives a pass/fail signal based on the bank's account holder age data; no bank account details, transaction history, or balance data is retained by XPndAI or the adult platform; (3) MNO — XPndAI receives a carrier confirmation of age-pass; no call or message data is received; (4) Audit trail — XPndAI's age assurance audit log records: user account ID (pseudonymous), AV method used, pass/fail result, timestamp, AV provider reference, jurisdiction. This is sufficient for Ofcom audit purposes without retaining identity data. GDPR Article 5(1)(c) data minimisation principle is satisfied — the platform collects the minimum data necessary for the age assurance purpose. Contact: +91-9625368140.